Consumer Finance Institute,
Federal Reserve Bank of Philadelphia
Dubravka Ritter is a Senior Research Fellow at the Consumer Finance Institute at the Federal Reserve Bank of Philadelphia. She has published numerous studies covering education finance and student loans, the economics of discrimination and equal access to credit, credit and payments markets for underserved consumers, and consumer payment choice. Prior to joining the Philadelphia Fed, she spent four years as an economist at the consulting firm Charles River Associates. While there, she performed statistical and econometric analysis as part of regulatory compliance and risk management support for financial institutions with mortgage, payment card, auto loan, and other portfolios. She also conducted economic analysis in support of litigation alleging antitrust violations and patent infringement, as well as for purpose of merger and acquisition activity.
Ritter holds an M.A. in economics from the University of Toronto, and a B.A. in economics, magna cum laude, from Wellesley College.