Sharon Gold is the Head of Capital Markets at College Ave Student Loans, a private student loan fintech lending company. Sharon focuses on College Ave’s student loan securitizations, debt facilities, warehouse lines, loans sales and forward flow agreements. Prior to College Ave, Sharon spent over 20 years in the student loan business in senior level positions at investment banks and rating agencies. Sharon was a senior banker in the Fixed Income Division of Morgan Stanley where she worked on student loan ABS and municipal bond transactions for for-profit, state agency, and not-for-profit student loan lenders. Sharon was also the Head of Student Loan ABS Originations at ABN AMRO managing student loan securitizations and student loan financings through ABN’s ABCP conduits. At the rating agencies, Sharon was the Head of the Student Loan Ratings Group at Moody’s Investor Service. She also spent time at S&P Global developing and writing methodologies for the Structured Financed Group for all securitized asset types, including student loans. Sharon has a B.S. in Accounting from Syracuse University and is a Certified Public Accountant in the State of New York.