Keith Anderson, Partner, Bradley
Keith Anderson has wide-ranging experience across multiple jurisdictions and concentrates his practice on representing financial institutions in the financial services industry, as well as representing employers in employment matters. In his financial institution practice, Keith has handled causes of action and advised on matters including TILA, RESPA, HOEPA, FDCPA, predatory lending, wrongful foreclosure, Servicemembers Civil Relief Act (SCRA), mortgage-related fees and services, origination, pooling and servicing agreements, deceptive trade practices’ claims, loan repurchase disputes, investor disputes, servicing matters, mortgage fraud, lender-placed insurance, Texas home equity loans, class actions, bankruptcy adversary proceedings, student lending compliance, and contentious foreclosure actions. Keith has extensive experience related to SCRA in both providing regulatory guidance to clients for compliance and in handling litigated cases. In his employment practice, he has handled multiple litigated matters under the FLSA, ADA, ADEA, FMLA and claims of discrimination and retaliation, as well as counseling employers on compliance and effective employment policies. Before joining Bradley, Keith graduated from the U.S. Air Force Academy with academic, military, and athletic distinction. He served as a Judge Advocate in the U.S. Air Force, where he handled dozens of court-martials and administrative boards as both a prosecuting and defense attorney.
Scott Buchanan, Executive Director, Student Loan Servicing Alliance
Scott Buchanan is the Executive Director of the Student Loan Servicing Alliance (SLSA), a trade association that represents more than 40 student loan servicers and their business partners in both federal and private student lending.
Previously, Scott was Senior Vice President of Business Development and Government Affairs for CBE Companies, a global provider of outsourced call center and collection services. Scott has also been Principal Consultant at Merak Associates LLC, where he has advised and counseled clients including financial services and investment firms, institutions of higher education, and BPO companies on legislative, regulatory, and business development strategy. Before his consulting work, Scott served as Vice President of Business Development, Sales, and Marketing at Navient. In that role he ran corporate marketing, oversaw brand strategy, directed business development and the sales organizations, while advising the company on corporate strategy. Prior to Navient, he served as Vice President of Government Affairs and Services with Sallie Mae. In that role he worked with Members of Congress, government agencies, and other policymakers to inform discussion on higher education, financial services, and tax policy. He oversaw the state affairs interests of the company and had responsibility for lobbying and political compliance processes. Over the years he also worked at Sallie Mae in various management capacities, has past political campaign experience, and worked for Wachovia Corporation in Atlanta, GA. Scott holds a Bachelors in Political Science from Davidson College and a Masters in Public Policy from George Mason University. He currently resides in Alexandria, VA.
D. Grant Carwile, Managing Director, SL Capital Strategies LLC
Grant Carwile currently serves as Managing Director in SL Capital Strategies, a national financial advisory and consulting firm providing services to various participants in the fields of higher education & consumer loan finance, municipal finance, and corporate finance. His client base includes public, non-profit and private finance companies; banks and other lending institutions; loan servicing organizations; loan guaranty agencies; specialty data companies; higher education institutions; loan collections organizations; and small corporations. Mr. Carwile has been active in lending, financial advisory, investment banking and capital markets for over 31 years, including nearly 20 years at RBC Capital Markets. During his banking and financial advisory career, Mr. Carwile has provided a variety of financial services including capital formation; capital markets advisory; securities issuance; asset and company valuation; merger and acquisition advisory; asset sale advisory; lending platform design and development; strategic planning; and management consulting. He has been a frequent speaker at industry associations and asset-backed finance conferences. He is a graduate (BSBA) with high honors of the University of Arkansas and holds a Juris Doctor degree with high honors from the University of Arkansas at Little Rock, where he served as Editor-in-Chief of the UALR Law Journal. Mr. Carwile currently serves on the board of directors for FirstString Research (a bio-pharmaceutical company) and previously served on the boards of directors for the Roper Saint Francis Foundation, the South Carolina Student Loan Corporation and EdVantage Corporation.
Nick Ducoff, Co-Founder & CEO, Edmit
Nick was previously Northeastern University’s Vice President for New Ventures. At Northeastern, Nick founded the Experiential Network which has served over two thousand students with real world projects from 800 employers. He also launched the first university bootcamp, Level, which was recognized as an innovation by the U.S. Department of Education. Nick previously co-founded Infochimps, which was acquired by CSC (NYSE: DXC), and was a Vice President at Boundless, which was acquired by Follett. He earned his JD, with Honors, at the University of Texas at Austin, and his BBA at Emory University’s Goizueta Business School.
Sharon Gold, Head of Capital Markets, College Ave Student Loans
Sandy Hota, Director, PwC
Sandy Hota is a Director in the Financial Markets practice of PwC in Washington, DC. He has over 15 years of progressive experience in the securitization industry, advising first time securitization issuer clients, focusing on structured transaction execution, financial modelling, model validation, valuation, credit risk and loan valuation. Sandy has extensive experience leading teams on ABS transaction and valuation engagements. His clients include several Fortune100 companies in various sectors such as financial services, asset management, insurance, alternative investment management, issuers of consumer loans including several Market Place Lenders.Sandy holds an MBA in Finance and Information Systems from the Kogod School of Business at American University, Washington DC. He is a Certified Public Accountant in Virginia and Washington DC. Sandy is a member of the American Institute of Certified Public Accountants.
Rosemary Kelley, Senior Managing Director, Kroll Bond Rating Agency
Rosemary Kelley is a Senior Managing Director and Co-Head of ABS at Kroll Bond Rating Agency, Inc. Rosemary has been at KBRA since 2011 and focuses primarily on Consumer ABS including auto loan, auto lease, dealer floorplan, credit card, consumer loan, student loan and timeshare sectors. Prior to joining KBRA, Rosemary was a Senior Vice President at DBRS, Inc. focusing on Consumer ABS. Before DBRS, Rosemary spent ten years at MBIA Insurance Corporation, most recently as a Director in the Structured Finance department. She had previously managed MBIA’s portfolio management unit responsible for monitoring and workouts in Consumer ABS. Rosemary has a BA from Manhattanville College and a MBA from Columbia University Graduate School of Business.
Scott Kemp, Student Loan Advocate, State Council of Higher Education – VA
Scott Kemp is currently serving as the Student Loan Advocate in the Office of the Qualified Education Loan Ombudsman at the State Council of Higher Education for Virginia (SCHEV). Prior to his new position, Scott served as an Interim VP of Student Services, a State Director for the High School Career Coach Program, a community college Civil Rights Compliance Coordinator, a K-12 State Career Specialist, and a School Counselor. His career has focused on helping students and those who work with students on their career pathway to success. Scott received a bachelor’s degree in Psychology and Religious Studies from the University of Virginia; a master’s degree in general experimental psychology from Hollins College; a master’s degree in education with a concentration in counseling from The Catholic University of America and is a doctoral candidate in community college leadership from Old Dominion University.
Daniel Meyers, CEO, Cognition Financial (formerly First Marblehead)
Mr. Meyers is Chairman & CEO of First Marblehead Corporation.Mr. Meyers has been working in finance for 35 years. From 1980 to 1991, Mr. Meyers was involved in arbitrage and derivatives trading. He began working on ABS financings in 1986. He currently serves as the Chair Emeritus of the Board of the Curry School of Education Foundation, and sits on the finance committee of the Board of Visitors at the University of Virginia, the Council of Foundations and the President’s Advisory Group. He also serves on the Board of the Forum for the Future of Higher Education. He is the Chairman of the Board of Steward Medical Group, a system of eleven hospitals in Massachusetts. Mr. Meyers also serves on the Board of TRACO, an offshore insurance company, where he chairs the finance committee. Mr. Meyers received an A.B. in Economics from Brandeis University and completed the Owner President Management Program at the Harvard Business School.
Catherine Mueller, Executive Director, Mapping Your Future, Inc.
Catherine Mueller is the Executive Director of Mapping Your Future, a division of Money Management International (MMI). Mapping Your Future provides college, career, financial aid, and financial literacy services. She also works with companies and financial institutions to implement organizational financial education and counseling partnerships through MMI’s Financial Solutionsprogram. With a mission to help students succeed, Catherine led the creation of Mapping Your Future and development of its services, offered through an innovative and award-winning website. Founded in 1996, Mapping Your Future merged with MMI in 2014. Based in Texas, Catherine has been included as a source for articles on higher education and financial aid issues and has presented at numerous conferences. She has previously worked in higher education, communications, journalism, and public relations. She is a graduate of the University of Delaware and is currently working on a Masters in Digital Communications from the University of North Texas.
Aaron Pisacane, Product Lead – Student and Personal Loans, Entech Consulting
Aaron Pisacane is Director of Business Systems Integration – Student Loans at Entech. Mr. Pisacane has been in the student loan industry for over 24 years. The last 13 years have been on the lending side of the business, while the first 11 years was in capital markets. Aaron’s focus has been business strategy as well as hands-on experience in operations
Prior to joining Entech, Aaron held senior-level positions at Laurel Road, NYS Higher Education Services Corporation (Governor Appointee) and Education Finance Partners.
Aaron has a Bachelor of Science degree in Finance/Accounting from the University of Delaware He resides in Westport, CT until he moves to the Philadelphia area. He enjoys club cycling, trips to Italy annually with his wife, and cooking for dinner parties.
Jonathan Riber, Vice President, DBRS
Jon Riber is a Senior Vice President for DBRS and manages the company’s student loan ratings team. In addition to rating student loan transactions, Jon has developed and maintains methodologies for FFELP and private student loan securitizations. Jon joined DBRS in 2010. From 2003 to 2010, Jon was a Vice President within Citigroup’s investment banking group focusing on the origination and structuring of mortgage-backed and asset-backed securities. From 1997 to 2003, Jon worked at Prudential Securities and Wachovia Securities focusing on the origination of structured finance transactions. Jon hold a BS from the University of Massachusetts Amherst and an MBA from Bentley University.
Dubravka Ritter, Senior Industry Specialist, Federal Reserve Bank of Philadelphia
Dubravka Ritter joined the Payment Cards Center as an industry specialist in May 2011. Prior to joining the Bank, she spent four years as an economist at the consulting firm Charles River Associates. While there, she performed fair-lending statistical and econometric analysis as part of regulatory compliance and risk management support for financial institutions with mortgage, payment card, auto loan, and other portfolios. She also conducted econometric analysis in support of litigation alleging antitrust violations and patent infringement, including market definition, demand analysis, and damages estimation. Her research interests include the economics of discrimination and equal access to credit, credit and payments markets for underserved consumers, and consumer payment choice. Ritter holds an M.A. in economics from the University of Toronto, and a B.A. in economics, magna cum laude, from Wellesley College.